Singapore Property Decoupling Specialist
- Decouple your property within 7 working days
- Save up to 50% on decoupling legal fee
- Shortlist of 2nd properties based on your goal and budget
- CEA-licensed with dedicated legal and mortgage specialists
Dedicated Legal Team for Decoupling Property
CEA Licensed Realtor and Mortgage Specialist
End to End Management of Decoupling Process
Over 200 Research Article Published
Micro Services to help you take the next step in decoupling
Decoupling Cost Calculation
Customised financial calculation to determine cost of decoupling, cash, CPF and loan required.
Decoupling Legal Q&A
Speak to a decoupling lawer. Seek legal affirmation on next steps. Clarify legal questions.
Loan Restructuring
Understand what will happen to your outstanding loan after decoupling. Devise strategy to unlock capital from your current property.
ABSD Minimisation Strategy
Revisit your plan at a high level consider all methods to minimise ABSD when purchase a second property
2nd Opinion Review
Set on executing a property purchase. Seek a second opinion to assess if there is any risk or better opportunity
Investment Property Research
Outsource the heavy lifting. Share with us your budget and criteria and receive a curated shortlist.
Derive Value from Our Research Hub
As a boutique consultancy we pride ourselves for our detailed, objective and databacked research towards addressing our client’s investment objective. Refer to our library of analyst grade research publication for more insights on your next steps
Introduction What you are reading is a documentation of our response to several reader questions ...
Introduction To develop a meaningful discussion here, one with depth and free from generic information ...
Why This Article Is Written This article specifically examines what it means for a decoupling ...
Introduction One common question that arises for property owners who have fully paid off their ...
Expert Reviewed Insights with Partnering Lawyers This article is informed by multiple credible sources: All ...
The Big Question for Every HDB Owner Should I sell my HDB and buy a ...
Introduction Investing in industrial real estate is a niche that has garnered significant interest amongst ...
Who is this article specifically written for ? This article is specifically written for investment-minded ...
Introduction Significant coverage has been given to new launch investing. We are guilty as well, ...
Introduction After a good three years of answering readers’ and clients’ questions, we felt compelled ...
New launch condo has always been the focal point of most content coverage in the ...
What is unique in the 2026 new launch condo landscape? #1 – Less obvious winners ...
The cash, cpf, minimal salary requirement you will need to invest in a 2026 new ...
Introduction For many property investors today, investing in a CCR condo feels like a losing ...
The key consideration on your mind … The fact that you landed on this article. ...
Introduction As a primer, we operate a consultancy which specialises in helping investors procure 2nd ...
Introduction The fact that you even search for the term “cash flow positive property”, meant ...
This article was inspired by the questions that came in recently from our readers. They ...
Introduction No one enjoys being held beholden to a boss, whether you like your job ...
Introduction It’s not common for Singapore property owners to research this topic. You belong to ...
Introduction Property inheritance is a sombre topic, it usually comes after the unfortunate demise of ...
The business case for owning condo with En Bloc potential Before we begin, it helps ...
Our track record
278+ client
2.4mil +
Cost saved by our client
$350k +
Average capital appreciation for investment property purchased by our clients
1,000 +
Consultation Rendered
The Tre Ver
2 Bed 2 Bath
$369K Capital Gain till date
Reflections
3 Bed 3 Bath
$290K Capital Gain till date
J Gateway
3 Bed 2 Bath
$389K Capital Gain till date
Parc Olympia
2 Bed 2 Bath
$400K Capital Gain till date
The Garden Residences
4 Bed 3 Bath
$315K Capital Gain till date
Jadescape
3 Bedroom Unit
$479K Capital Gain till date
Riverfront Residences
2 Bed 2 Bath
$389K Capital Gain till date
8 @ Woodleigh
3 Bed 2 Bath
$402K Capital Gain till date
Soleil
2 Bed 2 Bath
$347K Capital Gain till date
One Bernam
1 Bed 1 Bath
$250K Capital Gain till date
Chuan Park Residences
3 Bed 2 Bath
$300K Capital Gain till date
The Orie
3 Bed 3 Bath
$400K Capital Gain till date
Meet Our Team of Decoupling Specialist
We build our team and processes to help our client achieve their property goals via decoupling property
Jue Wen
Jue Wen is the property analyst and content marketing lead at decoupling expertise. He had over 10 years of experience in real estate investing and have written over 40 detailed guides on decoupling and minimising ABSD.
Kenji
Kenji specialises in helping customers minimise ABSD when acquiring their 2nd investment property. Over 15 years of his career as a realtor, he has developed a specialised knowledge in property decoupling helping over 278 clients successful purchase their 2nd property via decoupling.
Lucius Chua
Lucius specialises in providing advisory and consulting services to real estate investors looking to own multiple properties in Singapore without ABSD. His expertise lies in the sourcing of high rental yield property geared towards creating passive income and purposed for succession planning.
Michele Guan
Michele specialises in investment property research. Her strength lies in helping investors shortlist investment properties with the optimal capital appreciation potential. Her emphasis on data driven research, coupled with on ground expertise have assisted multiple clients in the purchase of their 2nd property.
DE Legal - Dedicated Decoupling Lawyers
Decoupling Expertise works with a curated network of specialist conveyancing lawyers who handle all legal execution for our clients. As CEA-licensed decoupling consultants, we administer your decoupling end-to-end, from strategy through to legal completion.
Daryl Ong
Daryl Ong is a Singapore-qualified lawyer and Senior Associate at BR Law Corporation, specialising in complex conveyancing transactions such as part-share decoupling and the purchase of property in trust. Called to the Bar in 2021, he contributes actively to key Law Society committees focused on conveyancing practice, cybersecurity, and IT governance.
Mona Oei
Mona Oei is a seasoned real estate lawyer and Managing Director of Golden Law LLC, bringing over 30 years of extensive experience in Singapore conveyancing. She specialises in complex property matters, including fractional purchase decoupling, commercial and private property acquisitions, and mortgage restructuring. Recognised among Singapore’s top conveyancing practitioners, Mona is committed to delivering meticulous, high-standard legal execution for every client.
DE Mortgage - Specialists with Direct Bank Relationship
Decoupling Expertise’s mortgage specialist works directly with mortgage teams at DBS, OCBC, UOB and Standard Chartered
Chloe Tan
Chloe is Decoupling Expertise’s dedicated mortgage specialist, working directly with home loan teams at DBS, OCBC, UOB and Standard Chartered. She focuses exclusively on mortgage restructuring for decoupling transactions, formulating the most cost-efficient financing structure for clients acquiring their second property.
Customer Testimonial
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Our whatsapp Q&A service will help you achieve the following:
- Address your immediate questions
- Provide advise on next steps
- Provide 2nd opinion on current plans
- Initiate financial calculation