Decoupling Property Specialists — CEA-Licensed Realtors, Conveyancing Lawyers and Mortgage Specialists Under One Practice
We specialize in providing advisory and consulting services to real estate investors looking to own multiple properties in Singapore without. Our advisory is anchored on two complementary pillars: deep regulatory expertise in decoupling property, supported and executed by an established network of experienced decoupling legal partners and a proven, fact-based investment research process designed to help clients select and procure the optimal second investment property.
Customer Testimonial
Navigating Decoupling with Confidence
- Address all immediate questions
- Validate legal feasibility with partner lawyer
- Detailed decoupling cost calculation
- Optimise decoupling legal fee
- Explore all other strategies to procure second property
Investment Focused Advisory Supported by Experienced Decoupling Lawyers
Our Team
Jue Wen is a property investment researcher at Decoupling Expertise with over 10 years of experience in Singapore real estate. He has published over 235 in-depth articles on decoupling strategies, ownership structuring and investment property planning
Kenji is a CEA-licensed realtor with over 20 years of experience in Singapore real estate, specialising exclusively in decoupling property transactions. He has guided over 278 clients through the process of restructuring property ownership to acquire their second investment property.
Lucius is a CEA-licensed realtor at Decoupling Expertise, specialising in advisory services for real estate investors acquiring multiple properties in Singapore. His focus lies in identifying high-yield investment properties structured for passive income and long-term succession planning.
Michele specialises in investment property research for clients navigating decoupling property transactions. Her strength lies in helping clients identify and shortlist their second property after decoupling, combining data-driven analysis with on-the-ground market expertise to target strong capital appreciation potential.
DE Legal - Dedicated Decoupling Lawyers
Senior associate at BR Law
Daryl Ong is a Senior Associate at BR Law Corporation specializing in comprehensive property and conveyancing law. Called to the Bar in August 2021,
Daryl advises clients on a full spectrum of real estate transactions, including the sale and purchase of both private and HDB properties, mortgage restructuring, and intricate part-share decoupling agreements.
He holds an LLB (Hons) from the National University of Singapore. Committed to legal innovation and practice improvement, he actively contributes to several committees within the Law Society of Singapore, including the Standing Committees on Conveyancing Practice, Information Technology, and Cybersecurity & Data Protection.
Credentials & Memberships
Education: LLB (Hons), National University of Singapore
Bar Status: Advocate & Solicitor, Supreme Court of Singapore
Professional Memberships: Member of the Law Society of Singapore
Committees: Standing Committees on Conveyancing Practice, Information Technology, and Cybersecurity & Data Protection
Managing Director, Golden Law LLC
Mona Oei is the Managing Director of Golden Law LLC, a boutique law firm she heads with over 30 years of extensive legal experience in Singapore. A seasoned real estate lawyer, Mona specializes in a wide array of conveyancing matters, ranging from the sale and purchase of commercial and private investment properties to complex mortgage restructuring and fractional purchase decoupling agreements.
Her expertise, which also spans Commercial Law, Civil Litigation, and Family Law, ensures clients receive comprehensive and meticulous legal advice. She values integrity and a personal touch in delivering high-standard results for her clients.
Credentials & Recognition
Education: LLB (Hons), Lincoln’s Inn, England
Bar Status: Advocate & Solicitor, Supreme Court of Singapore (called to the Bar over 30 years ago)
Recognition: Named one of the 6 highly rated conveyancing lawyers in Singapore (2024)
Firm Profile
Advance Law LLC
Established in 2013 and consistently named one of The Straits Times’ “Singapore’s Best Law Firms” for four consecutive years, the firm is a trusted advisor for property owners navigating complex market regulations.
The firm’s property department is highly adept at guiding individuals through the intricacies of asset management, particularly the strategic handling of property transfers and ownership changes.
Expert Services: Decoupling and Conveyancing
Advance Law LLC delivers comprehensive expertise in property law, focusing specifically on critical areas such as:
Decoupling and Part-Share Transfers: Expert guidance for HDB and private property owners seeking to transfer ownership interests between spouses (decoupling). This strategy is frequently used to manage Additional Buyer’s Stamp Duty (ABSD) implications or restructure property portfolios.
Strategic Advice: Ensuring all transactions are compliant with regulatory requirements and structured efficiently to protect client interests and financial assets.
Our Mortage Consultants
Chloe is our partnered mortgage specialist. Her area of specialisation lies in mortgage restructuring specifically for decoupling property transactions. Her expertise lies in formulating the most cost efficient financing structure for investors looking to procure a 2nd investment property.
Our Legal Partners
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Our Banking Partners
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