Mortgage Specialist
Chloe is our partnered mortgage specialist. Her area of specialisation lies in mortgage restructuring specifically for decoupling property transactions. Her expertise lies in formulating the most cost efficient financing structure for investors looking to procure a 2nd investment property.
Experience
Mortgage Specialist at OCBC Bank
Specialisation
Decoupling property
Reverse home equity loan
New launch financing
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Articles Written

Are The Continuum’s Balance 5-Bedroom Units Worth Buying After the Developer Discount? (2026)
Introduction: Is the Developer Discount Real, or Just a Repriced List Price? The Continuum’s developer is currently advertising discounts of $450,000 to $780,000 off the

What Is a Safe Entry Price for Thomson Reserve?
Decoupling Expertise builds Thomson Reserve’s projected launch price from the ground up and checks it against the Thomson corridor’s Lower Bound, Fair Value, and Upper

New Launch Condo vs. Resale Condo in 2026: Which is Better for Investment?
DE’s price-gap study shows the new-launch premium over resale has nearly halved since 2023, from 19.1% to 10.9% in 2026. See which 2026 launches are

What Are the Undervalued Resale Condos in Singapore for 2026?
Introduction For most buyers and investors we speak with in 2026, resale condo investment has overtaken new launch investment as the primary consideration and the

Can You Get a 3-Bedder Under $2 Million Near a Reputable Primary School in Singapore?
Introduction Two Client Briefs, One Underlying Question This piece was triggered by two live client conversations that, on the surface, look unrelated but are really

What is the most profitable condo in Bishan ? – Full Analysis
A bedroom-by-bedroom, development-by-development breakdown of which Bishan condo actually made resale sellers money over the last five years, and whether today’s asking prices still support