Mortgage Specialist
Chloe is our partnered mortgage specialist. Her area of specialisation lies in mortgage restructuring specifically for decoupling property transactions. Her expertise lies in formulating the most cost efficient financing structure for investors looking to procure a 2nd investment property.
Experience
Mortgage Specialist at OCBC Bank
Specialisation
Decoupling property
Reverse home equity loan
New launch financing
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Articles Written

5 Resale Condos That Could Beat Thomson Reserve
Thomson Reserve is projected at $2,703-$2,948 psf. Here are 5 resale condos with documented returns that may match or outperform its capital appreciation potential.

How Much Should Each Spouse Earn to Decouple Their Property in 2026?
Understand how much each spouse needs to earn to decouple property in 2026 and qualify for a 2nd investment property loan in Singapore.

HDB 15-Month Wait-Out Period Removed – How Private Condo Owners Can Now Cash Out and Retire Early
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What Are the Attributes of an Ideal Second Investment Property in Singapore?
Why the Review Criteria for a Second Investment Property Will Differ Significantly From a First Home or First Investment Property At Decoupling Expertise, our focus

Decoupling Property Singapore 2026: ABSD, Costs, Timeline & Legal Guide
Explore the in and outs of decoupling. Consider whether you should decouple or pay ABSD and explore how you can minimize the cost of decoupling.

How to Calculate Your Budget for a Second Property Before Decoupling
The Importance of Estimating Your Budget for a Second Property Before Decoupling Couples looking to decouple their property often run into a common challenge –