Mortgage Specialist
Chloe is our partnered mortgage specialist. Her area of specialisation lies in mortgage restructuring specifically for decoupling property transactions. Her expertise lies in formulating the most cost efficient financing structure for investors looking to procure a 2nd investment property.
Experience
Mortgage Specialist at OCBC Bank
Specialisation
Decoupling property
Reverse home equity loan
New launch financing
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Articles Written

Hudson Place Residences New Launch Condo Review (Media Circle Parcel A) – Worth Investing ?
Article to be constantly updated to reflect latest information released by developer Is Hudson Place Residences worth considering as an investment ? For context, this

How Singapore citizen and PR couple can structure property ownership to avoid ABSD when buying a second property in Singapore ?
Introduction This research article is a documentation of the actual questions that we have addressed in our consultations with readers who are couples comprising a

Narra Residences Review – Really Worth Investing ?
Constantly Updated to Reflect Latest Information Released by Developer Is Narra Residences worth investing in? High chance you landed on this article after being on

What happens to your existing home loan during the decoupling process ? – Art of decoupling loan restructuring
The common questions that arise about existing home loan during the decoupling process Within the broader context of decoupling a property, there are several components

Can You Decouple a Fully Paid Private Condo in Singapore and Still Keep It Loan-Free after Decoupling ?
Context and Challenge You are a prudent operator and have worked hard to pay down the outstanding loan in your private condo over the years.

Decoupling Private Condo Case Study (50–50 Joint Tenancy): How a Couple Decoupled a $1.58M Unit to Buy a 3‑Bedroom New Launch at Springleaf Residences
Introduction This case study documents an actual client engagement, with all names and personal identifiers removed while preserving the underlying financial structure and decision-making process.